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Deposit by iPhone: Virtual Banking at Last

Finally! Counting down the days to a paperless (and errand free) banking system. Both no-hassle and eco-friendly, USAA bank has released an iPhone application that allows its customers to deposit their checks via iPhone. The process is simple: photograph both sides of the check, hit send, and void, file or discard the paper trail.

According to the New York Times, "...[USAA]...ranks in size just below the top 20 banks in the United States, and serves mostly military personnel, though many of its products are available to anyone." Let's hope the big banks jump on adopting this app soon, so all iPhone users can benefit from this incredible convenience.

If you happen to be a patron of USAA Bank, you can download the app here. Check out USAA's tutorial video below.

Apple's iOS 26 and iPadOS 26 updates are packed with new features, and you can try them before almost everyone else. First, check our list of supported iPhone and iPad models, then follow our step-by-step guide to install the iOS/iPadOS 26 beta — no paid developer account required.